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Customer Reviews
Frequently Asked Questions
How do I know that I am eligible?
If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. To see if your employer qualifies, click here https://app.bmgmoney.com/signup terms and conditions may apply.
How soon can I get my money?
Your money is generally available 1-2 business days after you are approved, depending on your chosen funding method.
How does this application affect my FICO
credit score?
We do NOT pull FICO credit reports for any of our three programs: LoansAtWork, LoansForFeds, or LoansForAll. We do report your successful payments to the credit bureaus, this in turn may improve your credit history.
*Disclaimer
* Fixed simple interest rate ranging from 24.00% – 35.99% per year and a
one-time fee ranging from $0-$59 may be added to the loan (interest rate and fee are dependent on
applicant’s state of residence). Pre-qualification conditions: 1) Applicants must reside in one of
the following states Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Idaho,
Illinois, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, Montana, New
Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South
Dakota, Tennessee, Texas, Utah, Washington, Washington DC or Wyoming. 2) currently employed by the
federal government, 3) and a minimum of one full year of employment. Repayment will be made
through allotment installment payments. For example, in Florida a $2,000 loan with a one-time fee
of $25 will be repaid through 25 bi-weekly allotment installment payments in one year, will have
an APR of 32.22% and a bi-weekly allotment
installment payment of approximately $95 with a total payback amount of approximately
$2,375 (assumes a 11/04/2020 loan execution date). Other terms and conditions may
apply including, but not limited to loan execution date, allotment schedule, income, state
of residence, etc. Not all applicants will qualify for a loan. Approval time may vary
depending if additional documents are requested. Customer testimonials and reviews reflect
individual’s opinion and may not be illustrative of all individual experiences with BMG
Money.