We help people solve unexpected financial problems in an affordable manner.

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Our Beliefs

At BMG we believe that a person’s credit worthiness should not be determined by simply looking at often misleading credit scores, rather we believe a more complete approach is necessary and look at factors such as employment, employer and income when evaluating prospective customers.

  • Doing Business in 50 States and D.C.

    Doing Business in 42 States and D.C.

  • 100+ Employer Partners

    100+ Employer Partners

  • 200k Customers Helped with Affordable Loans

    200k Customers Helped with Affordable Loans

  • 120+ Dedicated Team Members

    120+ Dedicated Team Members

  • $4 Billion in affordable loans

    $4 Billion in affordable loans

Our team

Our Team

BMG’s team members draw from many years of deep experience at leading banks, fintechs, law firms and governments (GE Capital, Safra Bank, Banco Bradesco, HSBC, Volkswagen​, city / county government, etc.). And, we all share one vision – we help employees borrow and improve their financial quality-of-life. BMG embraces innovation, is committed to quality, and is not afraid to challenge the status quo. Our company reflects our customers’ employers – rich in diversity, talent and potential.

  • Our values

    Our Values

    We use our values everyday, whether discussing a problem, brainstorming ideas, or implementing solutions. We always align our values with our vision of the company’s future.

  • Think Big

    Think Big

    Building things that matter means taking risks. We encourage everyone to be bold and apply original thinking even if that means being wrong sometimes.

  • Move fast and execute

    Move Fast and Execute

    Time is valuable, so prioritize it smartly. Moving fast enables us to build more things and learn faster. We are less afraid of making mistakes than we are of losing opportunities by moving too slowly. Ponder less and do more.

  • Diversity

    Diversity

    All people, all backgrounds, all perspectives, all ethnicities with one common mission: be the best alternative solution for unexpected expenses. We are committed to an environment where all employees contribute, and the best ideas win every day. We encourage healthy debates and differences of opinions.

  • Education

    Education

    We are never too old or too successful to learn something new. We are curious by nature and are constantly seeking ways to improve.

  • Ownership

    Ownership

    We all act like owners, treating the Company’s assets as our own.

Giving Back

We proudly support organizations committed to enhancing the
welfare and financial stability of their neighbors.

Greater Miami Chamber
Florida Enterprise Florida
United Way Center for Financial Stability
Our Kids
St. Baldrick's Foundation
Doral Florida

We help people do business
across the United States

Want to join the BMG Money Team?

At BMG Money, we are always searching for talent! Contact us for job opportunities, requirements or
questions, please email recruitment@bmgmoney.com!

Join Our Team

1 Loan amounts range from $500 to $12,000. Loan lengths range from 6 to 60 months. Annual Percentage Rates (APRs) range from 19.99%-35.99%. Many loans have a one-time 5% origination fee. Loans do not require repayment in full within 60 days from the loan issue date. For example, a $3,000 loan repaid in 52 biweekly installments of $76.00 over 24 months will have a 31.35% APR. Your loan’s details will depend on the amount and your payroll schedule.
Most BMG Money-branded loans are made by WebBank. As of 08/01/2025, loans to residents of Illinois, Ohio, and Rhode Island are made by BMG LoansAtWork, Inc.
BMG LoansAtWork, Inc. is licensed in many states. For more information, see https://www.bmgmoney.com/compliance.
Loans through BMG Money are provided at a significantly lower cost than most payday loans. According to the Consumer Financial Protection Bureau, “A typical two-week payday loan with a $15 per $100 fee equates to an annual percentage rate (APR) of almost 400%". Your actual loan's details will depend on the amount and your payroll schedule.” Source: https://www.consumerfinance.gov/ask-cfpb/what-is-a-payday-loan-en-1567/

2 Your FICO Score will not be pulled or used for the processing of your loan application. Alternative credit scores are pulled and used in determining creditworthiness. We report payment history to all three major credit reporting agencies and failure to make payments may affect your credit scores.

3 A loan offer is not guaranteed. Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant’s credit profile. Loan terms are subject to verification of identity and credit information. Federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. We will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

4 If you provide a valid debit card linked to the bank account where your primary income is generally deposited, Instant Funding is available within minutes of signing for your loan. For applications approved and signed by noon ET, same-day ACH funding usually is available. For applications approved and signed by 4:30 pm ET or on Sundays and holidays, funds usually are deposited the next business day.

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