We help people solve unexpected financial problems in an affordable manner.

LEARN ABOUT AVAILABLE PROGRAMS

Our Beliefs

At BMG we believe that a person’s credit worthiness should not be determined by simply looking at often misleading credit scores, rather we believe a more complete approach is necessary and look at factors such as employment, employer and income when evaluating prospective customers.

  • Doing Business in 50 States and D.C.

    Doing Business in 42 States and D.C.

  • 90+ Employer Partners

    90+ Employer Partners

  • 100k Customers Helped with Affordable Loans

    100k Customers Helped with Affordable Loans

  • 60+ Dedicated Team Members

    60+ Dedicated Team Members

  • $3 Billion in affordable loans

    $3 Billion in affordable loans

Our team

Our Team

BMG’s team members draw from many years of deep experience at leading banks, fintechs, law firms and governments (GE Capital, Safra Bank, Banco Bradesco, HSBC, Volkswagen​, city / county government, etc.). And, we all share one vision – we help employees borrow and improve their financial quality-of-life. BMG embraces innovation, is committed to quality, and is not afraid to challenge the status quo. Our company reflects our customers’ employers – rich in diversity, talent and potential.

  • Our values

    Our Values

    We use our values everyday, whether discussing a problem, brainstorming ideas, or implementing solutions. We always align our values with our vision of the company’s future.

  • Think Big

    Think Big

    Building things that matter means taking risks. We encourage everyone to be bold and apply original thinking even if that means being wrong sometimes.

  • Move fast and execute

    Move Fast and Execute

    Time is valuable, so prioritize it smartly. Moving fast enables us to build more things and learn faster. We are less afraid of making mistakes than we are of losing opportunities by moving too slowly. Ponder less and do more.

  • Diversity

    Diversity

    All people, all backgrounds, all perspectives, all ethnicities with one common mission: be the best alternative solution for unexpected expenses. We are committed to an environment where all employees contribute, and the best ideas win every day. We encourage healthy debates and differences of opinions.

  • Education

    Education

    We are never too old or too successful to learn something new. We are curious by nature and are constantly seeking ways to improve.

  • Ownership

    Ownership

    We all act like owners, treating the Company’s assets as our own.

Giving Back

We proudly support organizations committed to enhancing the
welfare and financial stability of their neighbors.

Greater Miami Chamber
Florida Enterprise Florida
United Way Center for Financial Stability
Our Kids
St. Baldrick's Foundation
Doral Florida

We help people do business
across the United States

Want to join the BMG Money Team?

At BMG Money, we are always searching for talent! Contact us for job opportunities, requirements or
questions, please email careers@bmgmoney.com!

Join Our Team

1 Instant Funding available within minutes of approval if you provide a valid debit card where your primary income is generally deposited in the bank account linked to this debit card. Same day ACH funding is available for applications approved and signed before 12:00 p.m. ET Monday - Saturday (not including federal holidays). For applications approved and signed by 4:30 p.m., funds are generally deposited the next business day Monday - Saturday (not including federal holidays, in which case funding will occur on the following business day).

2 Your FICO Score will not be pulled for the processing of this loan application; however, alternative credit scores are pulled and used in determining creditworthiness. LoansAtWork does not require any sort of credit score. Payment history is reported to all three major credit reporting agencies and failure to make payments may affect your credit scores.

3 All loans marketed by BMG Money are made by WebBank, except, as of 12/08/2023 the loans made to residents of are made by BMG LoansAtWork, LLC.

4 Loans through BMG Money are provided at a significantly lower cost than most payday loans. For example, a $2,000 loan with a one-time fee of $59 will be paid through 87 installments over 40 months, will have an APR of 35.98% and the approximate biweekly payment will be $40.00 with a total payback amount of approximately $3,479.02 (assumes a loan execution date of 03/07/2024). In contrast, according to the Consumer Financial Protection Bureau, “A typical two-week payday loan with a $15 per $100 fee equates to an annual percentage rate (APR) of almost 400%.” Source: https://www.consumerfinance.gov/ask-cfpb/what-is-a-payday-loan-en-1567/

5 The interest rate match policy applies only to loans intended to be repaid by payroll allotment, to employees of the U.S. federal government (excluding military service members).

6 Military Lending Act Disclosure: Due to rules and restrictions within the Military Lending Act, this program is not available to active-duty service members or their spouses.

7 California Residents: California Privacy Rights: Our CCPA Notice can be found here: https://www.bmgmoney.com/california-consumer-privacy-notice/

8 Residents of Washington: BMG LoansAtWork, LLC holds Consumer Loan Company License # CL1649032; NMLS Consumer Access webpage: www.nmlsconsumeraccess.org

9 From 01/01/2023 – 01/31/2024, 57.4% of all loan applications were approved (only 42.6% of applications were declined). According to Market Watch, the Federal reserve released figures in July, 2023 showing loan application rejection rates among lenders averaged 56% among borrowers with credit scores of 680 or below. Source: https://www.marketwatch.com/story/loan-rejection-rates-are-climbing-especially-for-people-under-a-680-credit-score-565cc468

Payment terms from 6 to 48 months
Annual Percentage Rate (APR) ranging from 19.99%-35.99%
Loans do not require repayment in full in 60 days or less from the loan issue date
Thoropass Badges
BBB logo
Copyright 2024 © BMG Money